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As of Tuesday, February 05, 2002

Shares



Checking Accounts


Share Certificate Rates


Loans

Share Rates

Savings Accounts, Christmas Club Accounts, Individual Retirement Accounts

Minimum
Balance
Dividend Rate Notes Annual
Percentage
Yield
$5 - $50 .50% Regular Savings Account Only .51%
$51 - $1000 1.75%   1.76%
$1001 - $5000 1.75%   1.76%
$5001 and 100,000 1.75%   1.76%
$100,001 and More 2.25% (Combined Joint Accounts) 2.27%
1. All rates subject to change.
2. Fees may reduce earnings.
3. Club accounts & IRA's subject to early withdrawal penalty.


Checking Accounts

Minimum
Balance
Dividend Rate Annual Percentage Yield
$500 + 1.00% 1.01%
All rates subject to change / Fees may reduce earnings

Share Certificate Rates

Term Dividend Rates Annual Percentage Yield Minimum Balance
6 months 2.50 2.52 $500.00
12 months 2.75 2.77 $500.00
24 months 3.00 3.03 $500.00
36 months 3.25 3.28 $500.00
1. All rates subject to change.
2. Fees may reduce earnings.
3. All Certificates subject to early withdrawal penalty.

Loan Rates

All loan rates and collateral are subject to your credit rating.

Type Description Annual Percentage Rate - as low as
New Autos 36 month 6.00%-21.0%
  48 month 6.25%-21.0%
  60 month 6.50%-21.0%
60 month Payment example $10,000 @ 7.5% = $200.38  
Used Autos 36 month 6.50%-21.0%
  48 month 6.75%-21.0%
  60 month 7.00%-21.0%
48 month Payment example $10,000 @ 8.25% = $245.30  
Click here for Loan Payment Examples
Boats, Campers, RV & Motorcycles Up to 60 months 9.0%-21.0%
60 month Payment example $10,000 @ 9.0% = $207.58  
Personal Loans Subject to credit rating 10.0% - 21.0%
Line of Credit & ODP Subject to credit rating 10.0% - 21.0%
 
Share Secured 4% Above interest rate earned (Variable Rate) 7.0% minimum
VISA Cards 10.0%, 12.0%, 19.9%
Mortgage & Home Equity Contact the Mortgage Dept 317-390-6424


Click here
 for current mortgage rates, mortgage loan application, etc.

Mortgage Info

 

 

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*Qualified deposits insured to $250,000 by American Share Insurance.