Jet Credit Union recognizes the importance of protecting the personal
financial information of our members and former members. Since
you choose to do business with us and because we value your business
and continued trust, we firmly believe it is our obligation to keep
your account and financial information secure and confidential.
Jet Credit Union restricts access to your non-public account(s) or
personal information to our authorized employees who are trained in
the proper handling of member information. We maintain physical,
electronic and procedural safeguards to ensure compliance with standards
that are intended to safeguard your non-public personal information.
In the course of providing services to our members, Jet collects, retains and
uses personal financial information about you. For example, when you apply
for a loan or open a new account, we may ask you to provide information about
your financial status such as your employment, income, monthly expenses, and
assets. We may also use third-party sources, such as consumer reporting
agencies and other creditors, if we need to know about your credit and
repayment history. After you become a member we maintain information about
your transactions with us including your account balances, investments,
payment history and overdraft history.
Under no circumstance does Jet CU provide the account or personal information
of our members to other companies for the purpose of independent telemarketing
or direct mail marketing of any non-financial products or services of those
companies. However, from time to time, Jet CU will carefully select business
partners to provide you with specialized financial services such as insurance.
Although those companies are not affiliated with us, we work closely with them
in meeting your financial needs. If appropriate, we may disclose to these companies
information such as your name, address and telephone number that we receive from
you on applications or other forms. Our business partners must agree to strictly
safeguard the confidentiality of our members’ information and they are not allowed
to disclose this information to anyone else without our permission. We may also
disclose certain non-public information of our members to third parties in the
following limited circumstances:
- When you request or authorize us to do so
- When we complete transactions that you initiate or conduct day-to-day business operations (i.e., printing checks and mailing monthly statements)
- When we provide information to a credit bureau or similar reporting agency or clearing agency
- When required by law, regulation or court order, or in responses to a properly authorized subpoena (in which case we release only the specific information required)
- In each case where we release non-public information to a third-party company, we require the company that receives the informant to agree to safeguard the information and use it only for authorized purposes.
In our effort to provide a wide range of products and services to our members,
we may share information about you with one or more of our affiliates.
An affiliate is a company we own or control. For example, we many share
your name, address and telephone number with our affiliated companies that
offer investment services, automobile-buying services and insurance services.
Data on the Jet Credit Union website is secure and protected.
Our staff is trained to treat member information with the utmost confidentiality.
JCU keeps the user information secure via Secure Sockets Layer (SSL) and other
types of encryption. This protection extends to feedback forms, product order
forms and other online forms asking for personal information. Microsoft and
Netscape browsers, version 4.0 and above, support such protocols.
However, older browsers such as Internet Explorer 3.0 and 3.02 will require
you to download a security patch in order to access the aforementioned online
forms. Once you have saved the patch to your hard drive, double-click on the
file, follow any instructions displayed, and restart your browser
We respect the privacy of your personal financial information and welcome
suggestions on how we may enhance the measures described above. Additionally,
we want to answer any questions you have about Jet Credit Union, our organization,
privacy policy statement or our practices on the website.